5 Questions to… ExactCure

1) Who are you?

I am Fabien Astic, Co-founder and Chief Business Development Officer at ExactCure, which I run together with Frédéric Dayan, CEO and Sylvain Bénito, Chief Scientist Officer. ExactCure is a European pioneer startup developing a software solution to reduce the impact of inaccurate medications.

Our Digital Twin simulates the efficacy and interactions of medicines in the body of a patient based on their personal characteristics. We help the patient avoid under-doses, overdoses and drug-drug interactions. Through the app, they can share their personalized simulations with health professionals.


2) What is the story behind ExactCure?

Five years ago, Dr Prof. Beaune, Head of a Research Unit specialized in Personalized Medicine at a tier-1 fundamental research institute in France (Inserm), was discussing with Frédéric: “I teach my
medical students”, he said, “…that they should prescribe more drugs to an obese patient, and less drugs to a patient with kidney failure. But what if the patient is both obese and has a kidney problem? As of today, I have no tool to quantify the respective impacts of obesity and kidney failure! Frédéric, can you help me” This is the exact moment when ExactCure was born.


3) What is your company motto?

Your Digital Twin for a Personalized Medication.

4) What are your company’s biggest challenges?

We are sprung from fundamental research, so our biggest challenge is not technological, but is to find the right business model. Indeed, we propose a disruptive technology, which means usual usage
scenarios will be transformed; and it is not easy to change habits, especially in the Health sector, which is conservative.


5) What made you want to join the InnoPeaks program?

ExactCure is part of several acceleration programs: most of them offer pitch trainings and reviews of our business model, which is no longer what we need. However, Groupe Mutuel has a unique approach, oriented towards operational project development in order to test and validate initial hypothesis; which is exactly what we need! Through the InnoPeaks program, we will work on the integration of our solution based on Groupe Mutuel’s overall strategy, as well as target real-life experiments. Also, the team building approach both between startups, as well as with Groupe Mutuel and its senior management, works super well.


InnoPeaks: a further step forward towards a revolution!

Xavier Comtesse is a key influencer in Switzerland and innovation specialist, a seasoned visionary of healthcare’s digital evolution and revolution, as well as a mathematician and doctor of computer science. He enjoys a first-class reputation in Switzerland and is a mentor and adviser for the InnoPeaks project. He opened the first Swissnex office in Boston in 2000 and founded HEALTH@LARGE in 2015, a think tank focusing on healthcare in the digital age, with other experts.

Latest publications: Health 4.0 – The Digital Tsunami (2017) and IA – Entreprise augmentée, médecine augmentée (2018).


Towards personalized medicine

By agreeing to get involved in the InnoPeaks project, Xavier Comtesse is right where he likes to be: in the healthcare sector that is about to be disrupted by the technology revolution. Major changes are on their way!

Because of digital technology and artificial intelligence, innovation is gaining momentum and boundaries are being redefined. Today, genomics are combined with neuroscience; big data are merged with algorithms and social networks with the Internet of Things…  More and more, technological achievements are helping to redefine the meaning of prevention and patient experience, allowing us to see what tomorrow’s medicine will be like: customised or precision medicine.


Data will change everything

“As you know, data is at the very heart of the technology or digital revolution.  A computer keyboard is able to predict two years in advance if you will be affected by Parkinson’s disease, by analysing how you hit the keys! », said Xavier Comtesse.

The technological revolution is a shift in paradigm. “It is like shifting from photography to cinema, the world is changing”, he added.


InnoPeaks and the digital transformation

According to Xavier Comtesse, InnoPeaks is fully in line with the digital transformation that is taking place in the health sector, thanks to its innovating projects based on themes related to the digital revolution in the health insurance system, such as competitiveness and performance, security, experimentation, customer and patient experience, health technology, connected objects, genetics, prevention and artificial intelligence.

All players will need to redefine their position. Xavier Comtesse is convinced of this: “Small players, such as flexible and fast-moving start-ups, will be offering new services… Today, a company must be able to capture new trends and developments, and to know how to recognise the gems of the future. That is why InnoPeaks is so important!”


Linking DNA to big data

Personalized medicine is increasingly becoming a reality thanks to connected objects that are generating massive amounts of data. “By linking this increasing amount of data to DNA, something huge is going to happen. To succeed in combining the history of each one of us with one’s DNA will help to define precision medicine, which is at the crossroads of these two areas. Big data, or acquired information, is the history and DNA is innate information, which is a form of big data in itself. Once again, processing information is at the heart of these concerns”, concluded Xavier Comtesse.


Let’s get started!

Xavier Comtesse added that “prevention is now ever more important and becoming a continuum. Everyone’s role is set to change. Insurers will be providing increasingly personalised services to their customers. However, we are still a long way from what will be able to do tomorrow. So, let’s get started!”


For start-ups, InnoPeaks is a further step forward towards a revolution that has already begun.

InnoPeaks was at VivaTech…

…at least as a visitor!

We have to confess that in 2018, as a new accelerator, we were more focused on building solid foundations for InnoPeaks rather than expanding outside Switzerland.

VivaTech in Paris was a huge event: 13,000 startups were announced and a unique design allowed large corporations to present their accelerated startups to the world in a very “open innovation” atmosphere.

Beyond the corporations’ massive exhibition stands, some countries and continents also stood out impressively at the event. This was the case for Africa, but also for Korea, Taiwan and, of course, Switzerland, whose stand attracted an incredible number of visitors. As usual, the small alpine country did far better than many others! Switzerland is one of the innovation powerhouses of Europe and this was demonstrated once again at VivaTech.

We will not have an exhibition stand at VivaTech 2020. However, let us define our expectations today! We will make every effort to be visible in the next edition and to bring the InnoPeaks 2019 startups to Paris. We have a range of possibilities before us…

Our goals are many and varied: to offer maximum visibility to the InnoPeaks’ startups and to promote their approach beyond the Swiss market, to find co-development opportunities for Groupe Mutuel and to open our innovation initiatives to external collaborations.

So… let’s meet at VivaTech 2020!


The first InnoPeaks Demo Day

The first InnoPeaks Demo Day was held on 15 March 2019 in Sion, in the brand new service centre of Groupe Mutuel. The event was the culminating point of a 12-week programme aimed at accelerating startups in healthcare and insurance technology.


The culminating point of InnoPeaks

Some 140 persons attended the event that was held on 15 March in Sion.

Nine startups from seven countries summarised the results of their hard work through a series of convincing and intensive pitches.

The event was a platform for discussion and the opportunity to develop new partnerships and business contacts. The Demo Day also served to strengthen the ability of startups to deliver pitches and to convince partners to enter potential collaboration opportunities.

It was a challenge on both an academic and networking level and included exchanges with health professionals or providing support in terms of innovation.

A high-level panel brought together Paul Rabaglia, Chief Executive Officer of Groupe Mutuel, Xavier Comtesse, author, as well as a mentor at InnoPeaks and a co-founder of HEALTH@LARGE, and Nicolas Loeillot, Chief Innovation Officer at Groupe Mutuel. The three panellists presented ideas for future challenges and the major trends in health technology and user experience. Afterwards, the debate was opened to a particularly attentive audience.

The audience was of course one of the main focuses of the Demo Day. It included all people met during the programme, the various communities, mentors, investors, talents, prospects, media, as well as representatives of the Fusion team, which organized the event, Idiap and Groupe Mutuel.

The meetings and exchanges were many and varied, ranging from discussions during the panel and questions from the audience after each pitch, to one-to-one exchanges during the cocktail that followed. Ultimately, the event saw the creation of a genuine community of like-minded individuals.


*     *     *


The Demo Day also marks the beginning of a relationship with Groupe Mutuel for startups, in a form that is always unique.

Once entrepreneurs have acquired a good understanding of the Swiss business environment, including of its players and market opportunities, they can better assess their startup business model and consider projects in collaboration with different companies. In this case, with Groupe Mutuel.

For Groupe Mutuel, it is the opportunity to highlight and showcase the work carried out, both internally and externally, as well as to engage with motivated and ambitious business people. For entrepreneurs, the challenge is precisely to make successful connections between their startups and the large companies in attendance.

Though the Demo Day, Groupe Mutuel shows that it is committed to innovation, by encouraging talented people to join the programme. It’s a real challenge for a company today to attract talent in Switzerland, in the current tough competitive environment.

Therefore, Groupe Mutuel is committed to innovation and taking significant initiatives. It calls itself into question, attempts to anticipate the future and strives to improve its processes and services.


The response to Demo Day? Energy, vitality, conviction, confidence: watch the videos. If an image is worth a thousand words, then a video is worth a thousand photos.


“The aim of Demo Day is to show the world, the community involved or others who may be interested, the result of the startup acceleration process. It also marks the beginning of a working relationship with Groupe Mutuel, conveying the following message: you are now ready to work with us!” Nicolas Loeillot, CIO Groupe Mutuel

InnoPeaks Demo Day 2019 in video!

A group of 140 founders, mentors, partners and guests from the healthcare, insurance, pharma, academic and financial worlds gathered for the first InnoPeaks #DemoDay of Groupe Mutuel powered by Fusion THANK YOU! If you couldn’t join us, here’s a glimpse to what it was like!

How to connect with the #HealthTech #InsurTech #MedTech founders? Simple: http://bit.ly/IPDD19FORM


InnoPeaks Demo Day 2019

A group of 140 founders, mentors, partners and guests from the healthcare, insurance, pharma, academic and financial worlds gathered for the first InnoPeaks #DemoDay of Groupe Mutuel powered by Fusion THANK YOU! If you couldn't join us, here's a glimpse to what it was like!We created a dedicated Demo Day 2019 page https://innopeaks.ch/demo-day-2019/How to connect with the #HealthTech #InsurTech #MedTech founders? Simple: http://bit.ly/IPDD19FORM.Thanks to Tony Johnston Media for realizing this video!

Gepostet von InnoPeaks am Montag, 1. April 2019


Thanks to Tony Johnston Media for realizing this video!


Let’s be open to the world!

InnoPeaks is spending more time on the road

InnoPeaks is a unique platform located in the heart of the Alps in canton Valais. Those who know InnoPeaks, also know that it has a unique spirit, energy and location.

How about those of you who haven’t had time to visit? Easy! If you don’t go to InnoPeaks, InnoPeaks will come to you!

An innovation platform exists through its visibility and links with the outside world. In this context, InnoPeaks conducted four one-day roadshows in January 2019 to create opportunities for meetings, discussions and networking with potential partners, including investors, customers, talents, prospects and media. Where? In Lausanne, Geneva, Zurich and Valais, in locations such as the EPFL, Google and Hôpital du Valais.


Startups must make themselves known

Startups must make themselves known to the outside world, while having the opportunity to find out more about the Swiss business environment, meet local players and build networking opportunities.

This is the particular focus of InnoPeaks’ second edition (October 2019 – March2020) during which startups will be able to introduce themselves. For those who can’t make it to Valais, the roadshows will be the opportunity for partners and investors to meet the startups in Lausanne (EPFL) or in Zurich (with Swiss Healthcare Startups), for example.

Another aim of InnoPeaks is to coach entrepreneurs to deliver a convincing pitch: strengthen how they promote their startup and business model. This requires practice, which is acquired through getting out there and networking with representatives of larger companies that could become potential customers. Or through meeting other innovation players, such as talents whom can contribute to the startup’s success (whether as recruits or advisors). Not to mention potential investors…


National ambitions

From the very first edition of InnoPeaks, ambitions were nationwide. This meant reaching out to the cantons of Vaud, Geneva, Zurich and Valais. In Valais, InnoPeaks met with the Hôpital du Valais, where the startups were in direct contact with health professionals.

Thanks to the roadshows, InnoPeaks will be able to increase its visibility as a potential partner in the medical and health system and in the Swiss market for health technology and innovation. This is contagious: in turn, people are encouraged to share their expertise and experience such as by becoming mentors of the platform and by supporting entrepreneurs in the next edition.

For InnoPeaks’ second edition, one of the main objectives will be to target potential investors and customers during roadshows, whether in business or academic circles. The aim is also to meet pharma groups, laboratories and specialised investment funds.

Contact us if you want to find out more!


The secret? Be known and get to know others.

For businesspersons and startup entrepreneurs, roadshows provide an opportunity to gain insight into the Swiss market and to get to know the key players in health and innovation at both federal and cantonal level. Roadshows help create useful connections for success, are a great way to see what has been put into place during the program and help them realise that they have become innovative entrepreneurs who are able to showcase their achievements in the best possible way.

For Groupe Mutuel, roadshows show that it is committed to innovation, by drawing inspiration from the outside world and making connections with external players. This, ultimately, to create better conditions for insured persons and patients, and to enhance the efficiency of its services. The message conveyed by the roadshows?  Let’s be open to the world!

TechTrain, a ride to the summit

InnoPeaks is… a community and a platform for interaction between different stakeholders, including mentors, entrepreneurs, investors, innovation community members and representatives of Idiap, Fusion and Groupe Mutuel.

But InnoPeaks is also… a series of events that take place over several weeks and months, as part of a programme designed to stimulate the interest of participants.


An idea that was born in the mountains

During the first edition of InnoPeaks, the following question was raised: what other event could we plan, that is unusual and different and likely to arouse the interest and curiosity of participants and intensify their exchanges?

Sometimes, ideas are planned but this one came up spontaneously: why not use our environment to foster interactions? We are surrounded by mountains. InnoPeaks stands for Innovation and Peaks… Why not be true to our branding?

The idea was to spend one day on the Mont-Blanc Express, a little red train that runs from Martigny to Chamonix. This would bring InnoPeaks’ participants together on a journey to the top of the mountains. Innovation on its way to the summit… in the same way that InnoPeaks supports Groupe Mutuel in finding new solutions for its insured persons!


Let’s do it!

On Wednesday 16 January at 14:46, around 60 persons boarded the Mont-Blanc Express in Martigny, Valais. An entire carriage of the TechTrain was reserved for InnoPeaks.

The startup founders of the first edition of InnoPeaks, as well as partners, mentors, investors, media representatives and communities, all interested in innovation in health and insurance, took a return ticket from Martigny to Vallorcine. The day ended with an apéritif and dinner in the charming Café Comptoir of Vallorcines, and with a walk in the snow, in the invigorating cold of the mountains and under the rising moon.


TechTrain, a meeting place

We found ourselves in a confined space, but the idea was not to take ourselves too seriously. We could have been in a pub. We were sitting in a reserved carriage and were able to switch places in order to get to talk to everyone.

It was a friendly moment. People interacted in small groups of four, with entrepreneurs meeting investors and mentors, as well as representatives of the media, the Idiap research institute and Groupe Mutuel. It was a friendly albeit efficient atmosphere.

After several hours on the train, sharing a meal and talking a walk in the snow, a spirit of comradeship and strong ties developed between the participants. Every one enjoyed this rather unique moment, which is usually shared with family or friends, but less often in a professional context.


TechTrain provides visibility

Boarding the TechTrain provides visibility to startups and their initiatives. Once everything was over, the idea and memory of an exceptional day remained. The TechTrain? Yes, I was there and so was this or that startup. Such and such startup was interesting; I could get in touch with them; wasn’t it on the InnoPeaks TechTrain? This is interesting and useful since information can be provided to those who couldn’t make it that day.

Human Energy, with Jérôme Vasamillet, Head of the InnoPeaks Team – ACT I

Human Energy, with Jérôme Vasamillet, Head of the InnoPeaks Team – ACT I

Accelerating start-ups, canvassing clients and investors… In addition to the main stages of the InnoPeaks programme, one unique dimension sets the Groupe Mutuel laboratory apart from its competitors: Human Energy. This concept involves strengthening the mind and body through meetings, team-building sessions, mountain walks, ski outings, mountain bike rides as well as meditation and yoga. Jérôme Vasamillet, Head of the InnoPeaks Team, tells us more in a series of three interviews.

Start-uppers are spending time here, in a rather unusual place, in the heart of the Swiss Alps. Human Energy… What is the idea?

The idea behind the Human Energy dimension is to shape entrepreneurs and their start-up teams into people with increased mental and physical energy. This in order to be able to cope with the stress, workload and difficult decisions to make, which have strong tangible impacts on the start-up and on the entrepreneur’s personal life, friendships and family.

So, by helping entrepreneurs and teams to increase their mental and physical energy, you are also aiming for that energy to be passed on to their start-ups and to those around them?

Yes, to their team, their projects and their families. As we know, work overload can quickly result in burnout. In start-ups, people often work 10 to 16 hours a day, 6 or 7 days a week, which of course requires considerable physical and mental energy. Within the Human Energy concept, we organise activities intended for the well-being of start-uppers and provide them with practical tips and advice on a daily basis.

Can you give us an example?

On Tuesdays, for example, we go for a run. We start with small outings of 3, 4 or 5 kilometres. There are also more intensive activities, on a one-to-one basis such as biking up 1’000m D+ getting up at 5am. Events always take place first thing in the morning, so that afterwards, you already have a feeling of achievement for the day. We feel that we have achieved something physically and mentally and cleared our minds to focus on the coming day. Thursdays are dedicated to activities such as meditation or yoga, also in the morning before starting work.

InnoPeaks: the first edition is in full swing!

InnoPeaks: the first edition is in full swing!

Groupe Mutuel, a leading insurance company in Switzerland, has launched an open innovation platform entirely dedicated to developing start-ups with a focus on Healthtech, Fintech and Insurtech: InnoPeaks – Innovation Lab by Groupe Mutuel. Since 8 October, 11 start-ups from all over the world have taken up residence in the heart of the Swiss Alps where they will stay for three months. Plenty of excitement in store around the accelerator experience!

A business incubator in line with the reality of the market

In Martigny, the start-ups chosen by InnoPeaks can take advantage of high-level coaching and the necessary infrastructure for their development. With a focus on essential topics such as Healthtech and Insurtech, the platform provides start-ups with the opportunity to help rethink the health and insurance ecosystem. InnoPeaks also provides concrete support:

  • access to the Swiss market, one of the most mature and innovative in the world
  • the possibility to work with health insurance experts in Switzerland
  • proximity to the best international researchers in artificial intelligence (Idiap Research Institute)
  • use of data from the Swiss market
  • coaching from experienced and visionary mentors
  • a Swiss funding ecosystem provided by Fusion, and backing from IBM Watson, Amazon AWS and Google.

An extensive programme to ensure successful growth

Eleven start-ups from across the world (Russia, the United States and Europe) passed the selection hurdle allowing them to take up residence in Valais, in the heart of the Swiss Alps. Ten start-ups were chosen among the 100 applications submitted to Groupe Mutuel by Fusion.

 An eleventh start-up joined the ranks after having won an award at the International Create Challenge 3-weeks hackathon that was organised summer 2018 by Idiap.

At the end of the accelerator process, on March 14th 2019, the start-ups will present their work during a Demo Day.

The start-ups selected for the 2018/2019 edition

advAIsor (Switzerland) – reading the meaning and emotional context of emails, in order to inform users if they convey a positive or negative tone.

AQrion Medical (Switzerland) – an advanced navigation system and pre-operative planning tool for spine surgeons (NaviSpine).

Czam (France) – digital assets and tokens with blockchain technology.

Emotion Research Lab (Spain) – recognition of facial emotions and eye tracking to better understand human behaviour.

Helpper (Belgium) – connecting persons who would like a home help with available residents in the neighbourhood. 

Medicus (Austria) – converting health data into a visual experience, with user-friendly information and personalised recommendations.

Mendability (United States) – affordable access to specific needs and treatments for families of children with development disabilities.

Popit (Finland) – pills connected through a small device and mobile application. The solution provides real-time data on pill consumption.

Qapsula (Russia) – a virtual personal assistant to help you manage your health. Access to highly qualified physicians, an extensive knowledge base and a system to prevent illnesses.

Swiss Vault Systems (Switzerland) – a patented solution for hospitals, pharmaceutical companies and insurers. This solution makes it easier to manage large amounts of health-related data, at a lower overall cost and with a reduced carbon footprint.

Tribe Wearables (Greece) – “Wearables” technology platform for sportswear brands to provide a better fitness experience and improve customer loyalty and sales.

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